 |
. |
|
 |
|
|
|
 |
          |
 |
 |
|
|
|
 |
 |
Speak United Blog
Changing Cody, a reflection on high school turnaround
By Annie Dunsky, Corporate Citizenship & Corporate Affairs Manager, IBM
As the chair of Leadership Next's Educational Preparedness Committee, I am proud of the commitment we have made to United Way's High School Turnaround efforts. As a group, we've decided to focus our energy and time to support Cody High School, one of the five turnaround schools funded by United Way and the Greater Detroit Education Venture Fund. [ Click here to continue reading.] Labels: Educational_Preparedness, leadership_next, monthly enewsletter
Detroit named a City of Service
Detroit is making headlines again, this time for being a leader in volunteer service. The Rockefeller Foundation has awarded Detroit and nine other cities across the nation with the first Cities of Service Leadership Grant. This grant supports a Chief Service Officer who reports directly to the city's mayor and is responsible for leading local efforts to develop and implement a citywide plan to increase civic engagement and volunteerism. [ Click here to continue reading.] Labels: monthly enewsletter, Volunteering
MLK Day is over, but the impact is ever-lasting
It may have been over a month ago, but that doesn't mean it's old news. For the 16th year, United Way for Southeastern Michigan coordinated a community-wide day of service to honor Martin Luther King Jr. Day. In partnership with City Year, University of Michigan-Dearborn, Henry Ford Community College, Lawrence Technological University, Oakland County Community College, Oakland University, Madonna, and Wayne State University, we mobilized 1,400 volunteers. That group also includes employees from All State, American Express, and Chrysler who chose to spend their day off with us. [ Click here to continue reading.] Labels: monthly enewsletter, Volunteering
Cheer on the Pistons while supporting United Way
Support United Way's High School Turnaround Program with a night at the Palace of Auburn Hills on March 31. Bring your friends and family and watch the Detroit Pistons take on the Miami Heat. Tickets are $20 and half of the ticket price will help United Way purchase classroom resources for its turnaround schools. Click here to learn more. Labels: Educational_Preparedness, leadership_next, monthly enewsletter
United Way expands early education program
United Way's Early Learning Communities (ELC) have already improved the care that 1,000 caregivers provide for approximately 4,000 children through the program's series of workshops and events. Now, with the help of the Early Childhood Investment Corporation (ECIC), that number will skyrocket. [ Click here to continue reading.] Labels: Educational_Preparedness, monthly enewsletter
Leadership Next advocates for education
Before the holidays, a group of Leadership Next members and United Way staff traveled to Lansing to advocate for the education reform proposals championed by Leadership Next. The legislation and language that we advocated for was part of the Race to the Top reform package proposed by the Michigan Legislature in order to compete for a portion of the federal Race to the Top grant. The legislation we advocated for includes mandates that allow the state to take over failing schools and language supporting alternative teacher certification. Click here to read more. Labels: Educational_Preparedness, leadership_next, monthly enewsletter
Tax time offers a new way to give to United Way
When filing your 2009 state tax return be sure to ask about Form 4626, which allows taxpayers to donate all or part of their 2009 tax return to the United Way Fund. The United Way Fund has been created to assist low to moderate income families in Michigan with basic needs such as food, clothing and shelter. Click here to continue reading. Labels: Give, monthly enewsletter
United Way takes a stand against hunger
At this moment, 1 in 6 Southeast Michigan residents aren't sure where their next meal will come from. Not because they're trying to decide what restaurant to go to for lunch, or what to cook for dinner, but because they don't have the resources for more than one meal a day. It's known as food insecurity, and it's affecting more and more people every day. In fact, it's anticipated that the number of food insecure residents in Southeast Michigan could grow to 1 in 3 by 2013. In 2009, unemployment doubled in Southeastern Michigan, as the state and nation were hit with an increasingly bad economy. Calls to our 2-1-1 call center have quadrupled since its launch in 2005, and for the past few months, the top request has been for food assistance. In response to these alarming statistics, United Way has formed an unprecedented public-private partnership with Bank of America and the Ford Motor Company Fund. Together, we are leading a regional effort to improve access to food through three strategies: Get involved- Give
Join United Way in addressing metro Detroit's growing hunger crisis through immediate and long-term strategies that improve access to food in our region. Give today! - Advocate
School-based nutrition programs provide nutritious meals to kids in need, yet many still can’t access these meals. Advocate for policies that help kids take advantage of this important source of food. Advocate now. - Volunteer
Start a One Can A Week food collection program in your neighborhood and help your local food pantry feed metro Detroit's hungry. Learn more and get started.
Labels: basic needs, food, monthly enewsletter
Are you a numbers person?
Tax season is just around the corner. Volunteer to prepare taxes and help low-income families gain additional income by claiming important tax credits. Training is provided. Volunteer today! Labels: Financial Stability, monthly enewsletter, Volunteering
Ask away
Most people give to United Way because they're asked, especially when the ask comes from a friend or relative. Ask your friends and family to Live United by creating an online fundraiser. Labels: fundraising, monthly enewsletter
Race to the top
Support our high school turnaround efforts. Advocate for policy changes that can turn around our poor performing schools and make us competitive for federal funding. Write a letter today. Labels: advocate, Educational_Preparedness, monthly enewsletter
Volunteer with Leadership Next, November 14
Leadership Next has partnered with Gleaners Community Food Bank to provide an impactful morning of volunteering for individuals on Nov. 14. Volunteers will be packing food boxes to be distributed to local food pantries. Saturday, November 14 8 a.m. – 12 p.m. Gleaners: Joan & Wayne Webber Distribution Center 24162 Mound Rd. (located behind the Salvation Army Warren Service Center) Warren, MI 48091 RSVP here. Please reply promptly so that we can ensure meaningful work awaits all of our volunteers! Participants should wear jeans and closed toe shoes. Labels: leadership_next, monthly enewsletter, Volunteering
Sharing Best Practices: Edw. C. Levy Company
This column profiles a campaign that gets results while utilizing innovative strategies. We hope that by hearing from your peers, you gain some fresh ideas to use in your own campaign. If you'd like to be featured in an upcoming Best Practices profile, contact your United Way liaison. This month, our conversation is with Patricia Sonntag, coordinator of H.R. and Performance Improvement at Edw. C. Levy Co. In 2009, 1,100 employees pledged over $240,000. Five locations had 100 percent participation. Why United Way? Levy’s mission statement challenges its employees to: “Repay the communities that support us by operating safe and environmentally sound business while sharing our success with worthy charitable causes.” There are many charitable causes that the Levy organization supports throughout the year, but United Way is special. The organization has a reputation of making the best use of the monies donated, our employees can choose where they want their contributions to go, and it is a national organization, which means all Levy locations, in 10 states, can participate. For these reasons, and many others, Levy has been supporting United Way for more than 40 years. Do you set a goal for your United Way campaign? In years past, we have set goals to increase donations by a certain percent. However, this year our chief operating officer sent a letter to employees emphasizing the poor economy and that our friends, neighbors and families are in need. We believe it's up to us to help one another and that's why our current goal is 100 percent participation. What campaign events do you conduct? Each year, Levy kicks off their UW campaign with a continental breakfast meeting. This year and in past years, our United Way representative graciously offers his time to come and speak to the group about United Way's work in the community. These visits truly inspire our managers and site representatives, giving them a real understanding as to where the dollars are being used. They are better equpped to return to their sites and approach each of their employees to ask for their support. What vehicles do you use to communicate about the campaign to your workforce? Posters are displayed at all of our locations a week before the campaign to inform employees. As an added incentive, some of our locations hold raffles. For each $25 pledged, an employee receives one raffle ticket. At the end of the campaign, names are drawn for prizes. What campaign challenges does your organization face and how do you overcome them? One of the challenges we face each year has been seasonal lay-offs. This year, we moved our campaign up earlier in the year as a way to reach employees who have not been able to participate in the past because of the lay-offs.
Labels: fundraising, monthly enewsletter
Running to Live United
On October 18, more than 19,000 runners participated in the 32nd annual Detroit Free Press/Flagstar Marathon. Among those runners, nearly 30 demonstrated the Live United spirit by running on behalf of United Way. In addition, another 35 volunteers supplied plenty of spirit at cheer stations along the route. For the first year United Way was a charity partner in the marathon, allowing individuals and teams to run and fundraise on our behalf. As our runners trained hard for the half marathon, full marathon or 5K events, they also worked to raise over $1,600 to support our work in education, income and basic needs. Photos from the day can be found here. We are already planning next year’s marathon festivities. It’s never too early to start training. If you’d like to Live United at the 2010 Detroit marathon on October 17, click here and sign up! Labels: fundraising, monthly enewsletter, Volunteering
Remembering 9-11
In April, President Obama signed the Edward M. Kennedy Serve America Act, which recognizes Sept. 11 as a National Day of Service and Remembrance. The first annual National Day of Service and Remembrance occurred just a few weeks ago, and United Way for Southeastern Michigan was proud to be part of the effort. Through partnerships with American Express, City Year, Hands On Network, and Channel 95.5's MoJo in the Morning Show, we brought 150 volunteers together to make an impact at Osborn College Preparatory Academy, in Detroit. The volunteers gave the high school a much needed face lift by painting lockers, walls, and even creating a mural. They also built benches and created new landscaping to give the students a new sense of pride in their school. Click here to continue reading. Labels: monthly enewsletter, Volunteering
On October 13, the Detroit Media Partnership, Doubletree Guest Suites, Fort Shelby Tower Apartments, WDIV-TV 4, Comerica Bank, and Inside Detroit are hosting the block party of the fall. Blocktober Fest will run from 12 p.m. - 8 p.m. and include food, drinks, live music, games and raffle prizes. A portion of the proceeds will benefit United Way and its work in education, income and basic needs. The event will take place on W. Lafayette St., between First and Third St., in downtown Detroit. Stop over on your lunch hour or bring your family downtown after work and experience Blocktober Fest. Still not sure where to go? Check out a map. Labels: monthly enewsletter
Doug Ferrick has joined United Way for Southeastern Michigan as the Senior Director of Major and Planned Giving. With over 17 years of experience as a professional fundraiser, Doug brings a sense of urgency and professionalism to United Way's Major Gifts department. Click here to continue reading. Labels: Employee Voices, monthly enewsletter
This is the second of five blog posts created by Leadership Next committee members Matt Clayson and Rose Giffen. The series of blog posts originally appeared in Metromode, an eZine dedicated to Southeast Michigan, in 2008. Matt: It's as if we're constantly searching for solutions to the same old issues that have haunted us for the past 50, 100 years. Why don't we have transit? Why are we so segregated? Why is education not valued? Why is the media so negative? Why are insurance rates for city residents so high? Why can't we appreciate who we are as a region? Why can't we hold ourselves, our leaders accountable? Why are we so caught up in entitlements? Why can't we live united in the dream of a city and region of opportunity? Why can't we expect greatness? Click here to continue reading. Labels: leadership_next, monthly enewsletter
Join us for the annual Employee Campaign Coordinator training, Sept. 9. The event will take place from 9 a.m. - 12 p.m., and include important information such as: - New engagement opportunities! Ranging from tech-savvy to athletic, we have a way for everyone in your company to feel more connected to the community.
- Connect with your United Way liaison now and save time later.
- See how we're talking about our goals and progress in the community.
- Hear from a panel of experts who will address topics like: asking for donations when layoffs and budget cuts abound, keeping your campaign relevant and fresh, and how we're meeting the increased need in the community.
RSVP here. Labels: Annual Campaign, monthly enewsletter
Helping our students race to the top
In July, President Barack Obama and Arne Duncan, U.S. Secretary of Education, announced guidelines for the Race to the Top Fund. This fund is a $4.3 billion competitive grant program rewarding states that have invested in education reform in the past and incentivizing states that want to create education reform initiatives in the future. To receive a grant, states must meet certain guidelines: - Adopt internationally-benchmarked standards and assessments that prepare students for success in college and the workplace
- Recruit, develop, retain, and reward effective teachers and principals
- Build data systems that measure student success and inform teachers and principals how they can improve
- Turn around our lowest-performing schools
Click here to continue reading. Labels: advocate, Educational_Preparedness, monthly enewsletter
Early Learning Communities expand to Wayne County
People caring for young children have a new playgroup to choose from in Wayne County. And a full array of childcare resources and workshops to go with it. In partnership with Starfish Family Services, United Way’s Early Learning Communities (ELC) have expanded to the first site in Wayne County that's located outside of Detroit. The newest ELC will serve Inkster and the surrounding communities. Click here to continue reading. Labels: Educational_Preparedness, monthly enewsletter
Profiles of leadership: Suzanne Baber
This column introduces members of United Way's leadership giving program and offers a space for their reflections on United Way and the community as a whole. If you're interested in being profiled, contact Rene Palileo. This month's conversation is with Suzanne Baber, a community advocate and leadership giver for over 12 years. Click here to continue reading. Labels: Give, monthly enewsletter
Sharing Best Practices: Parisian
This column profiles a campaign that gets results while utilizing innovative strategies. We hope that by hearing from your peers, you gain some fresh ideas to use in your own campaign. If you'd like to be featured in an upcoming Best Practices profile, contact your United Way liaison. This month, our conversation is with Susan Richardson and Scott Sweet of Parisian, Inc. Susan is the Human Resource Manager at the Laurel Park Mall Parisian, and Scott is the Store Manager at the Parisian located in the Mall at Partridge Creek. With nearly 500 employees between them, the two stores raised over $7,600 for United Way last year. Click here to continue reading.
Labels: monthly enewsletter
United Way's Diversity and Inclusion team reports progress
Effectively serving all of Southeastern Michigan’s culturally rich communities is vital to the success of our Agenda for Change. With this in mind, United Way is working to enhance our organizational diversity and inclusion IQ, to both improve operations and increase our capacity to solve complex social issues. We are relatively early in our journey, but have been monitoring our progress. Each year, our Diversity and Inclusion Committee makes those results available in its Diversity and Inclusion Annual Report. Click here to continue reading. Labels: Diversity, monthly enewsletter
Early education programs face perilous future
Providing proper developmental support to children ages 0-5 is critical to their long-term success. Research shows that 90 percent of the brain develops in the first three years of life, making it the best time to reach a child and provide a solid foundation. Yet, the Michigan Senate has proposed making deep cuts to Michigan’s early education programs as the legislature works through the difficult task of balancing the state's 2010 budget. The legislature is in no envious position; they are faced with a crippling budget deficit, and balancing it isn't going to be easy. A lot of tough choices must be made, but they can't be made at the expense of our children. Click here to continue reading. Labels: advocate, Educational_Preparedness, monthly enewsletter
Live United at the Detroit Free Press / Flagstar Marathon
Training for the Detroit Free Press/Flagstar Marathon on October 18? Consider making United Way your charity of choice and join a community of runners committed to making a difference. All you have to do is make a small donation when you register for one of the marathon events, which include a 5K, marathon relay, half and full marathon runs and competitive walks. Click here to learn more. Labels: monthly enewsletter
Who's deciding our elections? Voter turnout by the numbers
According to a report recently released by the U.S. Census Bureau, approximately 96 million people voted in the 2006 congressional elections, an increase of 7 million from 2002. About 48 percent of voting-age citizens cast a ballot in 2006, the highest since 1994 when the Census Bureau first began collecting this data. The voting rate in the Midwest was higher at 53 percent than any other region. Click here to read more. Labels: monthly enewsletter, Research
Birth and death trends serve as a mirror of state and region’s migration and aging trends
The provisional birth and death numbers recently released by Michigan’s Department of Community Health show the effects of the demographic shifts taking place across the state and in Southeast Michigan. While there are individual exceptions to each trend, the overall pattern that leads to a decrease in births is made up of three factors: out-migration of younger residents, contributing to decreasing numbers of women in their child-bearing years (15-44 years); aging of the population in general, contributing to both the loss of women and increasing numbers of deaths; and finally a move toward delaying marriage and childbirth, resulting in smaller families and often a choice of not having children at all. Continue reading. Labels: monthly enewsletter, Research
Agenda for Change volunteer reflections
United Way for Southeastern Michigan recently completed selection of new agency partners for the funding cycle 2008-2011. These partnerships represent the best of the best programs we could have selected to help us fulfill our mission of creating lasting, measurable results through our Agenda for Change and focus on education, income and basic needs. Last year, we issued a request for proposals (RFPs) and subsequently received more than 360 responses, from 199 agencies and 91 collaboratives across southeast Michigan who were interested in working with us. The process of evaluating proposals and considering future partners for our Agenda work took a tremendous amount of effort on the part of United Way staff and over 130 volunteers representing the nonprofit, business, labor, faith-based, education and government sectors, among others, who served on 23 review committees.
Continue reading.
Labels: Agenda_for_Change, civic engagement, monthly enewsletter
2-1-1 is on the go for homeless
United Way’s 2-1-1 call center is continually evolving to meet the needs of its callers. By looking at call trends and following up with past callers, the staff is able to identify gaps in services and develop solutions to combat the community issues that plague Metro Detroiters. One of the more innovative solutions 2-1-1 has developed is in response to homelessness. 2-1-1 On the Go! was developed to help the homeless overcome barriers they face in trying to get back on their feet. Some of these include the lack of a permanent address or phone number to use when job searching, as well as lack of knowledge about how to navigate the complicated web of resources available. Read more.
Labels: 2-1-1, 211onthego, monthly enewsletter
United Way moves Agenda forward
Over the past three years, United Way for Southeastern Michigan has been changing the way it does business to meet the changing needs of this region. As the economy has changed, issues facing families have become greater in number and more acute. To tackle these issues, we developed the Agenda for Change, which is based on community input and research and focuses on making lasting progress in three areas: education, income and basic needs. On June 5, 2008, the board of directors reached a critical milestone on the road to the Agenda for Change by approving the selection of United Way’s new nonprofit partners and affiliates for the 2008-2011 funding cycle.
Read more.
Labels: Agenda_for_Change, monthly enewsletter
Leadership Next helps with tour for new home buyers
Leadership Next wants to increase home ownership rates across our region. We are committed to helping United Way for Southeastern Michigan make progress in the financial stability focus area of its Agenda for Change, and one of the ways we will do this is to provide key resources to potential homeowners. We know that buying a starter home (or even a dream home) can be overwhelming. That is why Leadership Next is teaming up with City Living Detroit, Preservation Wayne and Detroit Young Professionals to assist consumers who are interested in taking this major step through MI City Home Toolkit. MI City Home Toolkit is a six-part series that launches June 14 and runs through October. Each month, organizers stage a tour of three homes in one of six featured Detroit neighborhoods, and includes an opportunity for participants to meet the homeowners in those neighborhoods. Other event highlights include opportunities to: - Meet homeowners and hear firsthand what it's like to own or rehab a historic Detroit home
- Talk one-on-one with Realtors, contractors and mortgage brokers to learn more about making smart purchasing and renovation decisions
- Learn how to take advantage of home buying incentives like NEZ property tax discounts, historic tax credits and more
The events are free, but space is limited, so go to www.micityhome.com to reserve your spot today. Labels: leadership_next, monthly enewsletter
Board service adds value to business careers
By Professor Jerry Lindman, J.D. Serving on a board of directors of a nonprofit is a unique opportunity for young business professionals to give back to their community while advancing their careers. Nonprofits are required by law to have a volunteer board of directors. The board of directors has the ultimate responsibility for the proper management, strategic direction and overall well being of the organization. Boards hire and oversee the chief executive. Research clearly demonstrates that nonprofits with talented and engaged board members are more successful in achieving their mission. Business professionals are highly sought after to serve as board members because of their workplace experience and management skills. Marketing, public relations, finance, project management and strategic planning (to name a few), are skills nonprofits sorely need. Most professionals take these skills for granted, but they are valuable to nonprofits. Also, the board experience offers young professionals opportunities to grow or diversify their skill sets. Serving on a nonprofit board allows you to give back to a cause you value, while developing leadership and team building skills, providing management oversight and, most importantly, networking with many other business professionals volunteering in the same capacity. Nonprofits, faced with increasing accountability standards and performance expectations, actively seek skilled, committed professionals to serve on their boards. Here are some tips on joining a nonprofit board:
- Start by studying the roles and responsibilities of a nonprofit board of directors
- Look for opportunities on the board of a nonprofit whose mission you are passionate about
- Identify a management role on the board that matches your professional skills and experience
- Remember that nonprofits are uniquely different from businesses largely because of their mission (rather than profit) focus
In order to promote board service, United Way for Southeastern Michigan and Lawrence Technological University have joined forces to offer a series of low-cost workshops to help people become effective board members. The program is called BoardWALK, and includes a series of seven workshops, each covering a key area of board management. Sessions are offered monthly on Lawrence Tech's Southfield campus. Topics range from legal accountability to strategic planning to financial oversight. For more information on the BoardWALK workshop series, visit www.uwsem.org/boardwalk. Consider this your invitation to join us. Professor Lindman is director of the Center for Nonprofit Management at Lawrence Technological University, a program of the Graduate College of Management, offering graduate education and community outreach programming focused on advancing professional leadership at charitable, nonprofit organizations. For more information, email lindman@ltu.edu Leadership Next welcomes editorial submissions and other contributions from its members. If you are interested in sharing your talent, please e-mail Julie.Updyke@uwsem.org. Labels: leadership_next, monthly enewsletter
Women's Initiative welcomes new members
Membership in United Way for Southeastern Michigan's Women's Initiative continues to grow thanks to the group's dedication to addressing issues affecting women, children and families across the region. Three new members recently joined the group. We are pleased to welcome: -
Deborah Thompson - Miller Canfield -
Sharon Field Hoffman - Wayne State University -
Blaire Miller - Virchow Krause & Company The latest additions to the Women's Initiative raise total membership to 46 -- a 50 percent increase over 2007, and three times larger than the group in 2006. The Women's Initiative is a Leadership Giving program, which means members contribute at least $1,000 annually to United Way.
Labels: monthly enewsletter, Womens_Initiative
Reflections: Dropout Summit exemplifies regional collaboration
I know we complain a great deal about the lack of regional focus and collaboration in addressing the challenges in transforming our region, but it’s time to celebrate some of our progress. As Michigan -- and more specifically, Southeastern Michigan -- competes for economic development opportunities, a prepared workforce is always mentioned as a necessary component. As we review what has to take place to strengthen our employment opportunities, education, and talent attraction and retention always end up among the proposed solutions. At the same time, it will come as no surprise that one of the issues we struggle with both regionally and statewide is unacceptable graduation rates from our K-12 school systems, especially in our urban and economically challenged districts. Through extensive community outreach and substantial resident input, our region identified educational preparedness as a significant priority. It is one of three focus areas of United Way for Southeastern Michigan's Agenda for Change, along with financial stability and basic needs. One D, the consortium of organizations dedicated to addressing the most pressing issues in our region, also established educational preparedness as one of its five major priorities and decided to tackle the issue during a two day Dropout Prevention Summit to explore solutions. I am proud to say that United Way took the lead in organizing the conference, and partnered with our One D colleagues, New Detroit and the Detroit Regional Chamber, as well as the Skillman Foundation, the Detroit Parent Network and our hosts, Lawrence Technological University. The mission was to advance the turnaround effort in 35 high schools in the region that have a drop out rate of 40 percent or higher. Edsel Ford II, One D's lead champion, kicked off the conference, and other leaders participated during the event, including Gov. Jennifer Granholm, Mike Flanagan, the state Department of Education's superintendent of public instruction, Connie Calloway, general superintendent of Detroit Public Schools and David Hecker, president of AFT Michigan. The conference convened several experts from across the country with experience in successfully working with districts to improve student achievement and graduation rates. The experts presented their ideas to approximately 150 officials from DPS, suburban school districts and students, as well as representatives from foundations, businesses and organized labor. The conference format allowed participants significant time to discuss the approaches that had been successful elsewhere and begin the planning for our region’s turnaround. There was lots of discussion about the importance of early childhood development to success later in school, which is something the Women’s Initiative of United Way identified as a critical success factor -- and we chose to focus our energy on this area. No doubt, our work will be a part of the multi-faceted solution and will ultimately contribute to this effort's success. The excitement and enthusiasm throughout the event was unbelievable, as over 300 interested parties began to imagine our success and envision our future progress. Even during session breaks, the hallways were buzzing as attendees chatted about ideas to help each student in our region succeed in school. It’s a new day in Southeastern Michigan and high-time we approach issues of importance as a team. This will take hard work and long-term commitment. But with the type of collaborative leadership this conference showcased, I am betting on the success of the home team. Leslie Murphy President & CEO, Murphy Consulting and Member, United Way Women's Initiative Labels: Educational_Preparedness, monthly enewsletter, Womens_Initiative
Be smart with your stimulus check
Economic stimulus checks began hitting bank accounts this month and many families are deciding how to best use the added bump to their incomes. We’ve come up with 10 options for spending your rebate check. The options that follow could help you and your family move closer to financial independence by getting rid of debt, paying for an education or meeting vital basic needs. - Pay down debt. Debt is one of the biggest obstacles to financial independence. Give serious consideration to paying down credit card or student loan debt. Americans have doubled their debt over the past decade to $2.5 trillion (this excludes mortgage-related debt). The sooner you eradicate your debt, the sooner you can build assets, which will put you on the road to financial stability.
- Apply toward mortgage principal. Consider making an extra payment to your principal. Although the short-term benefit may seem small the impact over 30 years could result in noticeable mortgage interest savings.
- Avoid fees and get your whole check. If you don’t have a bank account, avoid cashing your rebate check at check cashing outlets that aren’t affiliated with a financial institution because they will charge high fees that eat into your rebate. Wal-Mart is offering the opportunity to cash your check for free at their stores and no purchase is necessary. Once you do this, you should also consider our next option...
- Get banked. More than 28 million Americans do not have a bank account and an additional 44.7 million are under-banked, hindering them from becoming financially stable. If you are one of millions without a bank account, consider starting a savings account with your rebate. If you have a bank account, consider directing some or all of your rebate toward beefing up your rainy day fund.
- Start (or add to) your child’s college fund. Individuals who are college educated are likely to make $1 million more in their lifetime than those with only a high school diploma. Help your child attain a full education and be better prepared to succeed in life.
- Build you retirement nest egg. If you plan to stop working at some point you need to put money away. The money you invest in your retirement today is going to carry you even further down the road when the interest in your investment grows. Consider a Roth IRA or other investment vehicle.
- Further your education. Have you been thinking about finishing a degree or receiving training in a different career field? Use your rebate toward that goal and in turn you can increase your employability.
- Support others in need. If you have all you need, consider helping others thrive by donating some of your rebate to United Way.
- Update your home. A home is a person’s greatest financial asset, so it’s important to keep it in good condition. Many home improvement stores are offering discounts if you use your rebate check toward merchandise.
- Take advantage of retail savings. Once you have carefully covered all of your savings, investing and charitable giving bases consider taking advantage of discounts retailers are currently offering to consumers in hopes of getting some of their stimulus cash. National and local retailers are offering discounts, gift cards and other incentives to get you to shop. Now may not be a bad time to take advantage of the extra buying power to get clothes for the children or an item you really need.
Labels: Financial Stability, monthly enewsletter
Kurt's Corner: Another look at dropouts
The issue of dropout prevention has moved to the forefront of the educational component of United Way for Southeastern Michigan's Agenda for Change. This is not a signal that we value early childhood education any less or that our grade-level reading initiative, Operation ABC has taken a back seat. In fact, graduation rates are clearly tied to the availability and quality of early childhood education opportunities and Operation ABC is alive and well as grade-level reading is a predictor of high school completion and post-secondary education success. Click here to continue reading. Labels: Educational_Preparedness, Employee Voices, monthly enewsletter, Research
Seminars aim to help struggling homeowners
For most families, a home is the largest investment they have. But too many families are struggling in these tough times to make mortgage payments. As part of our financial stability work, United Way is teaming up with a group of community partners to help local homeowners get some relief. We are hosting two seminars that deal with navigating credit and foreclosure issues in order to avoid falling into the trap of foreclosure. Home owners will learn money management strategies to protect their home and gain financial independence, including smart budgeting, credit and debt management and steps needed to avoid mortgage delinquency and foreclosure. If you are struggling to make payments each month, the experts on hand will also help you locate options to make it more manageable for you. You will not be required to share personal financial information at these seminars. At the conclusion of the seminar you will have the opportunity to discuss your individual situation with mortgage and money management professionals. Both seminars are free and open to the public, but reservations are advised because space is limited. Please call Stephanie at 248.370.9440 to reserve your spot today. Join us: Thursday, May 22, 6 p.m. Oakland County Credit Union 1375 N. Oakland Blvd. Waterford, MI This seminar is hosted by T&C Federal Credit Union, GreenPath Debt Solutions, Oakland County Housing Counseling and United Way for Southeastern Michigan. Wednesday, June 11, 6:30 p.m. Auburn Hills Community Center 1827 N. Squirrel Rd. Auburn Hills, MI This seminar is hosted by Cornerstone Community Financial, GreenPath Debt Solutions, Oakland County Housing Counseling, United Way for Southeastern Michigan and the City of Auburn Hills. Labels: Financial Stability, monthly enewsletter
United Way honors outstanding volunteers
Six individuals and two groups were honored with awards during United Way’s annual Volunteer Recognition Program May 20. The awards recognize volunteers from organized labor, youth, young adults, groups and companies who have made a difference in southeast Michigan. The winners are: - Bernie Firestone Labor Award
Theresa Hawley-Pace and Terry Harden of UAW Local 594, for creation of the Caring and Sharing Program, which collects bicycles for children in need to enjoy - Exemplary Group Service Award
Chrysler Women’s Forum, for its work helping children get their basic needs met and preparing them to succeed in school - Heart of Gold Award
Terry Grahl, for helping women in transitional housing facilities enjoy a better living environment - Heart of Gold Award
Bob York, for helping families get their basic needs met after a devastating house fire - Outstanding Business Award
UPS, for numerous services provided to St. Francis Family Center in Southfield - Outstanding Youth Award
Lauren King, for helping individuals and families prepare their tax returns, and claim important refunds and credits in the process - Young Adult Award of Excellence
Adam Harris, for volunteer leadership during United Way’s Alternative Spring Break projects in both Louisiana and southeast Michigan For the first time, all nominees had to submit a short video, in which they discuss their volunteer service and explain why they should be considered for an award. The nominations were narrowed down to two semi-finalists in each category and then featured on United Way’s Web site. The community was invited to view the videos and to help select winners. During National Volunteer Week, more than 3,500 votes were cast. Labels: civic engagement, monthly enewsletter
Alliance event explores region's 'un-banked assets'
Several dozen people got together at the Detroit Branch of the Federal Reserve Bank of Chicago recently to learn more about a partnership aimed at helping under-served populations in our region become financially stable. The event was the first CEO Breakfast held by the Alliance for Economic Inclusion, of which United Way for Southeastern Michigan is a partner, and it was intended to encourage more executives of area banks and credit unions to get involved in a coordinated effort to bring the un-banked and under-banked back into the financial mainstream. Representatives from 11 institutions attended, and they heard discussions on potential products and services for low- and moderate-income households. UWSEM President and CEO Michael Brennan opened the session by stressing that reaching out to these populations is the right thing to do. These consumers too frequently turn to payday lenders and check cashing outlets that charge high fees. In fact, the Center for Financial Services Innovation reports that Americans spend at least $10.9 billion on more than 324 million alternative financial transactions a year. Click here to continue reading. Labels: Financial Stability, monthly enewsletter
Macy’s year-round campaign
 The pledge cards, pens and balloons may have been packed away until next year, but it's never the wrong time to lift up and celebrate the positive work going on in the community made possible by your employees’ donations. We know that finding ways to increase camaraderie and morale in the workplace is an ongoing challenge. Holding a year-round campaign has not only been proven to boost workplace morale, it also serves as a way to keep issues important to the health and safety of communities and their residents in front of employees. This constant reminder motivates staff members to do what they can to make a difference in the lives of those around them. Click here to read more. Labels: Annual Campaign, monthly enewsletter
Bring millions of dollars back to our region by volunteering
Effecting positive change in the life of someone around you is easier than you think. In fact, over the next couple of months you can help improve the financial outlook for hundreds of metro Detroiters by donating your time or an older computer to the United Way Earned Income Tax Credit initiative. By participating in this program, known as the EITC Initiative, you can help low-income individuals claim up to $4,700 in tax rebates and credits. Through the end of January, United Way for Southeastern Michigan is recruiting volunteers to assist metro Detroiters with tax preparation at a number of Volunteer Income Tax Assistance sites throughout the region. Click here to read more. Labels: Financial Stability, monthly enewsletter
Getting 'banked' key to realizing stability
One of the major components of United Way for Southeastern Michigan’s Agenda for Change centers on providing the tools and resources area residents need to achieve financial stability. While the projects and programs that we support and develop in this area will cover a wide range of issues and populations, our primary targets will be low- to moderate-income residents. Our emphasis will center on those falling below 200 percent of the federal poverty guidelines – about $40,000 annually for a family of four. According to estimates from UWSEM researchers, there were about 1.2 million residents – better than one in four – living below the line in 2006. Many of these individuals fall into the category of “unbanked,” which means they have no relationship with a bank and are often vulnerable to opportunistic check cashing vendors and their inflated fees, along with other costly money traps. United Way is working to help these residents establish bank accounts, and to teach them how to save and manage money wisely. We also recognize the importance of taking action now.
Click here to read more.
Labels: Financial Stability, monthly enewsletter
Make it a King's Day on, not off
Martin Luther King Jr. sought to forge the common ground on which people from all walks of life could join together to address important human rights issues. On Jan. 21, millions of Americans will honor his legacy by taking part in the Martin Luther King Jr. Day of Service - a wide range of community service projects including food drives, beautification projects, youth mentoring, and delivering meals to homebound neighbors. You can help honor King’s memory by participating in one of these organized service projects in your area or volunteering at other service agencies throughout metro Detroit. Click here to learn more.
Labels: civic engagement, monthly enewsletter
Fulfilling resolutions easy as A-B-C
It’s the New Year and many of us are making (and some of us are breaking) yearly resolutions. One resolution United Way hopes you keep is your commitment to giving back to the community, and we have a great new opportunity that will allow you to do just that. Operation ABC is a region-wide collaboration aimed at getting more children to read at grade level by third grade. To do this, United Way is recruiting 1,000 volunteers to serve as reading tutors in first and second grade classrooms across Wayne, Oakland and Macomb counties. These individuals will play a critical role in helping children build their literacy skills through reading and other learning activities that augment current curriculums. Click here to read more. Labels: civic engagement, Educational_Preparedness, monthly enewsletter
Technology empowers next generation
United Way for Southeastern Michigan’s Leadership Next initiative is providing laptop computers to children across the region and around the world as part of an ambitious plan to make access to learning opportunities universal. The One Laptop Per Child project was originally intended to provide a low-cost computer for poor children in developing countries. The effort led to the creation of the XO computer, dubbed the “$100 laptop.” OLPC proved to be such a good idea that it has attracted worldwide support, and interest from groups like Leadership Next and others seeking to help young people in their respective communities. The United Way leadership group is made up of young professionals who share an interest in improving conditions across the region. "Leadership Next believes in the power of technology," says Julie Updyke, UWSEM Major Gifts Associate and Leadership Next coordinator. "We want to begin bridging the educational divides that we see in our region - and think that everyone in our community must have access to technology for this to be possible." Click here to read more.
Labels: Educational_Preparedness, leadership_next, monthly enewsletter
Policy team advocates for financial literacy
According to the Detroit Free Press, Americans have doubled their debt over the past decade to an astounding $2.5 trillion. While this excludes mortgage-related debt, news reports also continue to paint a bleak picture of Michigan’s rising number of home foreclosures. Many of the current money issues adults in southeast Michigan face stem from lack of financial education as youths. As part of our Agenda for Change work, the United Way’s public policy team has been advocating for a financial literacy component to be included in school curriculums across the state so that more youth learn early on how to save money, avoid debt and build assets. The effort is already reaping results. Click here to read more. Labels: advocate, monthly enewsletter
Safely surviving winter's freeze
The coming winter months will likely bring icy roads, downed power lines and imposing snow drifts and if you live in Southeastern Michigan, contending with consequences of the frost and wind can help you avoid dangerous emergencies or disasters. "Every family and business should be ready for the unexpected throughout the year," says Lynn Pharr, director of crisis preparedness, response and recovery for United Way of America. "Now is the time for many of us to focus on cold weather, power outages, winter fire safety and snowstorms." Click here to continue reading. Labels: monthly enewsletter
A picture is worth 1,000 words
An interactive picture is worth much, much moreUnited Way for Southeastern Michigan launched the Agenda for Change this year, which targets the areas of educational preparedness, financial stability and basic needs. The Agenda is based on research and focused on outcomes. Our partnerships with funded programs and collaboratives, going forward, will strive to benchmark both individual and community conditions and track success on the plan through a variety of metrics. The value of understanding the “landscape” through which community (or neighborhood) indicators are screened, and using those same indicators to measure the outcomes of their investments is becoming a priority for funders locally, and across the country. Administrators of neighborhood initiatives, like those funded by the Skillman Foundation, the Knight Foundation or Local Initiatives Support Corporation, known as LISC, need accurate, readily available local data in order to effectively engage community residents on issues so that they can drive necessary change. UWSEM’S Research Department, in conjunction with partner United Ways in Charleston, S.C., and Tucson, Ariz., have partnered with the Community Information Resource Center at the University of Missouri to create the Community Issues Management, or CIM, Web site. Lifting the collective IQ of a community on pertinent issues begins with service-minded intermediaries that bring a heritage of grounded connections to the residents and institutions at the local and regional level. Outside experts and a multiplicity of programs are not a substitute for trusted, local institutions and professionals with deep roots. United Way welcomes its role as a convenor of these intermediaries across the region. They are looking at ways to utilize CIM and engage people across the region in important community work. Click here to continue reading. Labels: monthly enewsletter, Research
Diversity speakers shed light on LGBT issues
The United Way for Southeastern Michigan staff gained valuable insight into issues important to the lesbian, gay, bisexual and transgender community at a recent diversity and inclusion event, thanks to the candor of two prominent local supporters. Fox 2 News reporter and anchor Charles Pugh and Leslie Ann Thompson, executive director of Affirmations Lesbian and Gay Community Center, shared accounts of discrimination and barriers they have faced both personally and professionally as a result of their sexual orientation during a Dec. 13 presentation at UWSEM's headquarters. Click here to continue reading. Labels: Diversity, monthly enewsletter
June 2007 issue of community m@tters now available
community m@tters™ is an online update of what matters in Wayne, Oakland and Macomb counties. This newsletter highlights United Way for Southeastern Michigan's Agenda for Change work along with upcoming events, volunteer spotlights and Kurt's Corner, UWSEM demographer Kurt Metzger's look at key regional trends. In the June issue: Labels: monthly enewsletter
April/May 2007 eNewsletter now available
community m@tters™ is your online update of what matters in Wayne, Oakland and Macomb counties. This newsletter highlights United Way for Southeastern Michigan's Agenda for Change work in the areas of educational preparedness, financial stability and basic needs -- along with upcoming events, volunteer spotlights and Kurt's Corner, UWSEM demographer Kurt Metzger's look at key regional trends. In the April/May issue: Labels: monthly enewsletter
community m@tters™ - February 2007
The February issue of community m@tters™, United Way for Southeastern Michigan's online newsletter, is now available. The monthly newsletter highlights United Way for Southeastern Michigan's Agenda for Change work in the areas of educational preparedness, economic stability and basic needs -- along with upcoming events, volunteer spotlights and Kurt's Corner, UWSEM demographer Kurt Metzger's look at key regional trends. In the February issue: Labels: monthly enewsletter
|
|
 |
|
 |
|