ER Credit Education Solutions presents: The 3F’s and 3C’s of Financial Literacy: Family, Finance, Future and Character, Credit, Career
Tuesday, April 17, 2007
12:00 p.m. - 1:00 p.m., Bowen Center, 52 Bagley, Pontiac
ER Credit Education Solutions Money Smart program “Leverage your Assets/Finances and pass on the Wealth of Knowledge to the next Generation.” This is a fun and interactive workshop for the entire family. An adult must accompany children. The minimum age for children is age 10.. The parents, adult family members and youth will learn basic and some in-depth principles of Career, Credit, Character and Finance, Family, Future as it relates to financial attitudes, collections, credit cards, credit reports, credit scores and many more consumer related issues. Credit reports and credit scores have become an important part of every day life for consumers. They are used to determine employment, insurance premiums, student loans, and apartment lease agreements. Come and learn about the 3F’s (Family, Finance, Future) & 3C’s (Character, Credit, Career) of Instructional Financial Literacy/Credit Education. Once again this is a “Family Focused-Credit Education Driven” seminar. For Seniors.

Astar Technology and Training Group presents: Money Wise Youth Seminars **
Monday, April 23, 2007
Bates Academy and YMCA Academy (Detroit)
During the Money Smart April 23-27, Astar will work with the 6th grade classrooms of each school for 90 minutes each day. Students will receive the following principles of money management and business development: personal finance, credit/loans, investing, business & entrepreneurship, advertising & marketing and technology and training. There will be a real world learning session focused on Budgeting of allowance, gift money etc. A mini course for money management, wants & needs, fixed and variable expenses, etc. ** Invitation only.

Harmony Financial Network presents: Your Credit Restoration
Monday, April 23, 2007
2:00 p.m. - 4:00 p.m., YMCA Inkster
This workshop will teach adults the impact of credit on their lives and how they can raise their standard of living by improving their credit. Participants will be given various tools and an interactive discussion will take place on the importance of good credit in their lives. Each participant will be taught how to obtain their credit reports, how to read their credit report and how to understand the impact these have upon their lives. For all adults.

Banking On Our Future presents: Basics of Banking and Budgeting**
Monday, April 23, 2007
12:30 p.m. - 3:00 p.m., Henry Ford High School, Detroit
This will be a fun, interactive workshop providing students real life situations for learning. This workshop is for 9th and 10th graders attending Detroit’s Henry Ford High School. ** Invitation only.

Harmony Financial Network presents: Your Credit Restoration
Tuesday, April 24, 2007
7:00 p.m. - 8:30 p.m., VFW Post No. 4659, 8311 Wilson Drive, Shelby Township
This workshop will teach adults the impact of credit on their lives and how they can raise their standard of living by improving their credit. Participants will be given various tools and an interactive discussion will take place on the importance of good credit in their lives. Each participant will be taught how to obtain their credit reports, how to read their credit report and how to understand the impact these have upon their lives. For Military Veterans.

Astar Technology and Training Group presents: Money Wise Youth Seminars **
Tuesday, April 24, 2007
Bates Academy and YMCA Academy (Detroit)
During the Money Smart April 23-27, Astar will work with the 6th grade classrooms of each school for 90 minutes each day. Students will receive the following principles of money management and business development: personal finance, credit/loans, investing, business & entrepreneurship, advertising & marketing and technology and training. There will be a real world learning session focused on Budgeting of allowance, gift money etc. A mini course for money management, wants & needs, fixed and variable expenses, etc. ** Invitation only.

ER Credit Education Solutions presents: The 3F’s and 3C’s of Financial Literacy: Family, Finance, Future and Character, Credit, Career
Wednesday, April 25, 2007
1:00 p.m. - 2:30 p.m., Power Center Church International, 1650 Sumpter Road, Sumpter Township
ER Credit Education Solutions Money Smart program “Leverage your Assets/Finances and pass on the Wealth of Knowledge to the next Generation.” This is a fun and interactive workshop for the entire family. An adult must accompany children. The minimum age for children is age 10.. The parents, adult family members and youth will learn basic and some in-depth principles of Career, Credit, Character and Finance, Family, Future as it relates to financial attitudes, collections, credit cards, credit reports, credit scores and many more consumer related issues. Credit reports and credit scores have become an important part of every day life for consumers. They are used to determine employment, insurance premiums, student loans, and apartment lease agreements. Come and learn about the 3F’s (Family, Finance, Future) & 3C’s (Character, Credit, Career) of Instructional Financial Literacy/Credit Education. Once again this is a “Family Focused-Credit Education Driven” seminar. For Seniors.

Budget Wise Consulting Inc. presents: Women, Get Back into the Driver’s Seat: Take Control of Youth Finances
Wednesday, April 25, 2007
6:00 p.m. - 7:30 p.m., St. Ronald Catholic Church, 17701 15 Mile Road, Clinton Township
Financial freedom is simply the state where you don’t have to worry about having enough money. It is a matter of learning to take charge of your own spending and investing. In this interactive workshop, you will learn the habits that help you to become a woman who is financially independent and free to follow her dreams.

Participants will:

• Learn to set financial goals using the SMART system.
• Create a simple system for managing money.
• Create a debt repayment plan.
• Define wealth-building strategies.
• Define the elements that characterize a healthy financial life

Astar Technology and Training Group presents: Money Wise Youth Seminars **
Wednesday, April 25, 2007
Bates Academy and YMCA Academy (Detroit)
During the Money Smart April 23-27, Astar will work with the 6th grade classrooms of each school for 90 minutes each day. Students will receive the following principles of money management and business development: personal finance, credit/loans, investing, business & entrepreneurship, advertising & marketing and technology and training. There will be a real world learning session focused on Budgeting of allowance, gift money etc. A mini course for money management, wants & needs, fixed and variable expenses, etc. ** Invitation only.

Harmony Financial Network presents: Your Credit Restoration
Thursday, April 26, 2007
11:30 a.m. - 1:00 p.m., Oak Park Community Center, 14300 Oak Park Blvd., Oak Park
This workshop will teach adults the impact of credit on their lives and how they can raise their standard of living by improving their credit. Participants will be given various tools and an interactive discussion will take place on the importance of good credit in their lives. Each participant will be taught how to obtain their credit reports, how to read their credit report and how to understand the impact these have upon their lives. For seniors.

Harmony Financial Network presents: Your Credit Restoration
Thursday, April 26, 2007
2:00 p.m. - 4:00 p.m., YWCA Inkster, 26279 Michigan Ave, Inkster
This workshop will teach adults the impact of credit on their lives and how they can raise their standard of living by improving their credit. Participants will be given various tools and an interactive discussion will take place on the importance of good credit in their lives. Each participant will be taught how to obtain their credit reports, how to read their credit report and how to understand the impact these have upon their lives. For all adults.

Astar Technology and Training Group presents: Money Wise Youth Seminars **
Thursday, April 26, 2007
Bates Academy and YMCA Academy (Detroit)
During the Money Smart April 23-27, Astar will work with the 6th grade classrooms of each school for 90 minutes each day. Students will receive the following principles of money management and business development: personal finance, credit/loans, investing, business & entrepreneurship, advertising & marketing and technology and training. There will be a real world learning session focused on Budgeting of allowance, gift money etc. A mini course for money management, wants & needs, fixed and variable expenses, etc. ** Invitation only.

ER Credit Education Solutions presents: The 3F’s and 3C’s of Financial Literacy: Family, Finance, Future and Character, Credit, Career
Friday, April 27, 2007
6:00 p.m. - 7:30 p.m., Matrix Human Service Center, 13560 E. McNichols, Detroit
ER Credit Education Solutions Money Smart program “Leverage your Assets/Finances and pass on the Wealth of Knowledge to the next Generation.” This is a fun and interactive workshop for the entire family. An adult must accompany children. The minimum age for children is age 10.. The parents, adult family members and youth will learn basic and some in-depth principles of Career, Credit, Character and Finance, Family, Future as it relates to financial attitudes, collections, credit cards, credit reports, credit scores and many more consumer related issues. Credit reports and credit scores have become an important part of every day life for consumers. They are used to determine employment, insurance premiums, student loans, and apartment lease agreements. Come and learn about the 3F’s (Family, Finance, Future) & 3C’s (Character, Credit, Career) of Instructional Financial Literacy/Credit Education. Once again this is a “Family Focused-Credit Education Driven” seminar. For families.

Astar Technology and Training Group presents: Money Wise Youth Seminars **
Friday, April 27, 2007
Bates Academy and YMCA Academy (Detroit)
During the Money Smart April 23-27, Astar will work with the 6th grade classrooms of each school for 90 minutes each day. Students will receive the following principles of money management and business development: personal finance, credit/loans, investing, business & entrepreneurship, advertising & marketing and technology and training. There will be a real world learning session focused on Budgeting of allowance, gift money etc. A mini course for money management, wants & needs, fixed and variable expenses, etc. ** Invitation only.